General News & Developments

Retirement savings targets – still too low

The Institute for Fiscal Studies (IFS) has been crunching the numbers on the adequacy of pension contributions....

General News & Developments

The cryptic arm of the taxman

Investors in cryptocurrencies like bitcoin should not forget the tax consequences of their digital wallets, says HMRC....

General News & Developments

An update on cash savings

The Financial Conduct Authority (FCA) published a review of the cash savings market following evidence of some dubious tactics at work....

General News & Developments

Prepaying/repaying student loans. Are student loans something to avoid?

With the 2024/25 academic year on the horizon, student finance is again a hot topic for many parents....

General News & Developments

Pension decisions for the new government

Autumn won’t leave much time for the new government to settle before important pension policy decisions need to be made....

General News & Developments

Light my FIRE – could you really retire early?

Is the FIRE movement for you or is it more than hot air for top earners and minimal spenders?...

General News & Developments

Greenwashing clampdown on investment funds

New rules have come into force governing the claims made by sustainable funds....

General News & Developments

The UK ISA slides into view: a closer look

One of the many well-trailed announcements in the Spring Budget was the launch of a UK ISA. However, both its arrival and interest may be uncertain....

General News & Developments

Born after 1978? Keep an eye on State pension age.

An independent report suggests that the State pension age (SPA) should rise much faster than planned....

General News & Developments

Working to 72? The retirement procrastination problem

Recent research on planned retirement ages has produced some unexpected and perhaps unrealistic results. ...

General News & Developments

How much does retirement cost?

New research has put some surprising numbers on the income needed in retirement....

General News & Developments

25 years of Individual Savings Accounts – ISA’s

Individual Savings Accounts will celebrate their 25th birthday on 6 April 2024....

General News & Developments

Growth vs. Inflation: 40 years of lessons from the FTSE

As the FTSE 100 turned 40 in January, we look at how it compared to its predecessor and the lessons from our four decades of growth versus inflation....

General News & Developments

Navigating 2023: Unraveling the trend of disinflation

At the start of 2023, the Prime Minister pledged to halve inflation. The goal was reached, but how much credit can he take for the achievement?...

General News & Developments

Prepare for the future: State pension age may rise to 71

As life expectancy increases and the workforce dwindles, the state pension age could climb to 71 by 2050....

General News & Developments

The regulator attacks greenwashing

The surge of ESG investment products has prompted the FCA to roll out new anti-greenwashing rules from July 2024....

General News & Developments

A revamp for individual savings accounts

From 6 April 2024, individual savings account (ISA) rules will be changing, mostly for the better....

General News & Developments

Getting a head start: retirement planning attitudes in 2023

A survey of 6,000 people aged between 18 to 80, revealed starkly different views on retirement across the generations....

General News & Developments

An uncertain future for the Triple Lock

State pension increases could be outpacing inflation next April, and there’s no guarantee of the Triple Lock surviving the next election....

General News & Developments

Savings rates: don’t be caught out in the numbers net

National Savings & Investments has launched two top of the savings league table one-year bonds, but the headline rates may not be your net return....